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Are you taking advantage of all the preventive and screening services covered by your insurance?

September 10, 2018

By Barbara Stahura

Whether they have commercial insurance or Medicare all women our age are eligible for a long list of services, with no out of pocket cost, IF they schedule a special “Annual  Wellness” or “Well-woman” visit with their primary care doctor.

These services can help you stay healthy, find health problems early, and prevent some diseases. To avoid co-payments, you must obtain the preventive and screening services during a visit when you are not also receiving treatment for an illness.
Use this link to see the services your doctor can provide or prescribe during a Medicare “Annual Wellness” Visit.
Use this link to see the preventive and screening services mandated by the Affordable Care Act for women covered by commercial insurance. 



Medicare Part B (Medical Insurance) covers these Preventive & Screening Services with NO patient cost sharing

(Medicare prescription drug insurance (Part D) covers all other immunizations)


Preventive Services for Women Not Yet Covered by Medicare
(The Affordable Care Act requires NO patient cost sharing such as copayments, deductibles, or co-insurance)


  1. Annual Well-woman visits to obtain recommended preventive services
  2. Alcohol misuse screening and counseling for all women

  3. Blood pressure screening for all women

  4. BRCA counseling about genetic testing for women at higher risk

  5. Breast Cancer Mammography screenings every 1 to 2 years for women over 40

  6. Breast Cancer Chemoprevention counseling for women at higher risk

  7. Cervical Cancer screening for sexually active women (also called a Pap smear) every 3 years for women 21 to 65

  8. Chlamydia Infection screening for younger women and other women at higher risk

  9. Cholesterol screening for women at higher risk

  10. Colorectal cancer screening for women 50 to 75

  11. Depression screening for all women 

  12. Diabetes (Type 2) screening for women 40 to 70 years who are overweight or obese

  13. Diet counseling for women at higher risk for chronic disease

  14. Domestic and interpersonal violence screening and counseling for all women

  15. Gonorrhea screening for all women at higher risk 

  16. Hepatitis C screening for women at increased risk, and one time for everyone born 1945–1965

  17. Human Immunodeficiency Virus (HIV) screening and counseling for sexually active women

  18. Human Papillomavirus (HPV) DNA Test: HPV DNA testing with the combination of a pap smear every 5 years for women 30 to 65 who don’t want a pap smear every 3 years  

  19. Lung cancer screening for women 55-80 at high risk because they’re heavy smokers or have quit in the past 15 years

  20. Immunization vaccines including annual influenza vaccination for all women, and re-vaccinations, e.g., tetanus, per age-specific federal guidelines

  21. Osteoporosis screening for women over age 60 depending on risk factors 

  22.  Tobacco Use screening and interventions for all women

  23.   Syphilis screening for women at increased risk